ÿþ<html> <head> <title>BishopsTown Credit Union</title> <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1" /> <link href="stylecss.htm" type="text/css" rel="stylesheet" /> <script language="JavaScript" type="text/JavaScript"> <!-- function MM_reloadPage(init) { //reloads the window if Nav4 resized if (init==true) with (navigator) {if ((appName=="Netscape")&&(parseInt(appVersion)==4)) { document.MM_pgW=innerWidth; document.MM_pgH=innerHeight; onresize=MM_reloadPage; }} else if (innerWidth!=document.MM_pgW || innerHeight!=document.MM_pgH) location.reload(); } MM_reloadPage(true); function MM_swapImgRestore() { //v3.0 var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc; } function MM_preloadImages() { //v3.0 var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array(); var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++) if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}} } function MM_findObj(n, d) { //v4.01 var p,i,x; if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) { d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);} if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n]; for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document); if(!x && d.getElementById) x=d.getElementById(n); return x; } function MM_swapImage() { //v3.0 var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3) if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];} } //--> </script> </head> <body leftmargin="0" topmargin="0" marginwidth="0" marginheight="0" bgcolor="#ffffff"> <table width="600" border="0" cellpadding="0" cellspacing="0" bgcolor="#ffffff"> <tr> <td valign="top" align="center"> <table width="100%" border="0" cellpadding="0" cellspacing="0"> <tr > <td bgcolor="#660000" height="40">&nbsp;&nbsp;&nbsp;<a href="javascript:self.close()" class="a2">x close window</a></td> </tr> </table> <table width="550" height="100%" border="0" cellpadding="0" cellspacing="0"> <tr> <td valign="top" align="center"> <table width="99%" height="338" border="0" cellpadding="0" cellspacing="0" bgcolor="#ffffff"> <tr> <td align="center" valign="middle"> <table width="100%" border="0" cellspacing="0" cellpadding="10" > <tr valign="middle"> <td ><br /><IMG height="117" src="images/euroTrucash.jpg" width="152"></td> </tr> <tr valign="middle"> <td align="left" class="fontsArial2"> <p class=NormalParagraphStyle style='text-align:justify'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'>This card is issued by Newcastle Building Society pursuant to a license by MasterCard International. We are committed to providing you quality products and services while protecting your privacy and security. <o:p></o:p></span></p> <p class=NormalParagraphStyle style='text-align:justify'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'>Who  we are: <span class=SpellE>Bishopstown</span> Credit Union Limited, DCR Strategies Inc., and subsidiaries.<span style='mso-spacerun:yes'>  </span>This Privacy Policy explains what information we collect about you, and how you can opt-in to allow your information to be shared with our affiliates. <o:p></o:p></span></p> <p class=NormalParagraphStyle style='text-align:justify'><b style='mso-bidi-font-weight: normal'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'>Privacy practices of third parties:<span style='mso-bidi-font-weight:bold'> </span></span></b><span style='font-size:10.0pt;line-height:120%;font-family:Arial'><span style='mso-spacerun:yes'> </span>We are not responsible for the privacy policies or practices of any non-affiliated third parties. We encourage you to review their privacy policy before providing them with any information which could identify you personally. Third parties may collect and use information about you in a way that is different from this Policy.<o:p></o:p></span></p> <p class=NormalParagraphStyle style='text-align:justify'><b style='mso-bidi-font-weight: normal'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'>Who  you are:</span></b><span style='font-size:10.0pt;line-height:120%;font-family: Arial'><span style='mso-spacerun:yes'>  </span>This Privacy Policy will apply to you if you are a member / consumer who <span class=GramE>has</span> a continuing relationship with one or more of us. A Member / consumer <span class=GramE>is</span> a natural person (not a corporation or other legal entity) whose account is covered by this Policy and is established for personal, family, or household purposes (as opposed to a business purpose). If you have a joint account with us, you should share this Policy with the persons who share your account. They may not receive a separate notice. If you have more than one account with us, you may only receive one copy of this Policy. The practices described in this Policy also apply to our former customers.<o:p></o:p></span></p> <p class=NormalParagraphStyle style='text-align:justify'><b style='mso-bidi-font-weight: normal'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'><b>What  information is:</b></span></b><span style='font-size:10.0pt;line-height:120%; font-family:Arial'><span style='mso-spacerun:yes'>  </span>The term information as used in this Privacy Policy means non-public personal <span class=GramE>information.</span> This is a legal term which generally means information that: 1) <span class=GramE>Can</span> identify you, such as your name, address or social insurance number, 2) Is not publicly available, and 3) We collect in connection with providing a financial product or service to you. <o:p></o:p></span></p> <p class=NormalParagraphStyle style='text-align:justify'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'><b>Our information collection practices:</b><span style='mso-spacerun:yes'>  </span>In order to provide you with quality products or services, we collect and maintain information about you. This includes personal and financial information which is generally not available to the public. We get this type of information from various sources, including information you provide to us on applications or other forms, whether in person, by mail, over the telephone or via the Internet. This information may include, for example, your name, address, social insurance number, or date of birth. Information we learn through your financial transactions with us: This may include information on your account balance, transaction history, and account usage. Information we receive from a credit reporting agency (credit bureau), if applicable: This may include your credit score and credit history. Our data security procedures: We restrict access to non-public personal information about you to those persons who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards to guard your non-public personal information. <o:p></o:p></span></p> <p class=NormalParagraphStyle style='text-align:justify'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'><b>Changes to this Policy:</b><span style='mso-spacerun:yes'> </span>We may make changes to this Privacy Policy at any time. If we do, we will provide you with a notice of such changes as required by law. This Policy replaces any other previous Privacy Policy about our customer information sharing practices. Compliance with Irish Law: We will comply with all laws to the extent that they apply to us. Our policy is not to share your personal information with affiliates unless expressly agreed to by you. Opt-in procedures: if you agree to have your personal information shared with our affiliates, you may direct us accordingly.<o:p></o:p></span></p> <p class=NormalParagraphStyle style='text-align:justify'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'>FOR MORE INFORMATION AND COMPLETE CARDHOLDER AGREEMENT <b><o:p></o:p></b></span></p> <p class=NormalParagraphStyle style='text-align:justify'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'>Call toll free: 1850.247.467 or visit <span class=SpellE>www.bishopstowncu.ie</span><o:p></o:p></span></p> <p class=NormalParagraphStyle style='text-align:justify'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'>Revised: 04/2008<o:p></o:p></span></p> <p class=NormalParagraphStyle style='text-align:justify'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'>MasterCard and Maestro is a registered trademark of MasterCard International Incorporated.<o:p></o:p></span></p> <p class=NormalParagraphStyle style='text-align:justify'><span style='font-size:10.0pt;line-height:120%;font-family:Arial'>DCR Strategies Inc. is the official licensee of TruCa$h.<o:p></o:p></span></p> </td> </tr> </table> </td> </tr> </table> </tr> </table> <table width="100%" border="0" cellpadding="0" cellspacing="0"> <tr bgcolor="#660000"> <td height="40">&nbsp;&nbsp;&nbsp;</td> </tr> </table> </td> </tr> </table> </body> </html>